Did you know that BPI has a savings account product with no maintaining balance?
It’s called BPI Easy Saver savings account. Initial cash out is only 200 pesos. 50 pesos will be deducted from it to pay for the ATM card. The catch is for every withdrawal that you make with this account, there will be a 5 peso deduction. But there’s absolutely no maintaining balance whatsoever. Visit the nearest BPI and ask them about BPI Easy Saver account. This is ideal for those who are working at oDesk as BPI doesn’t charge a remittance fee.